Current rates as of today. Rate subject to change without notice.
All deposits at Caisse Financial Group are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
Notice: Discontinuation of select Guaranteed Investment Certificate (GIC) products
Effective January 20, 2026, we will discontinue the following GIC products:
- Non-redeemable GIC (monthly interest option)
- 7-year GIC term
- Redeemable GICs (Note: 1-year non-registered and TFSA redeemable options will remain available)
Please note: The discontinuation of these products applies to both registered and non-registered investment accounts, unless otherwise noted.
If you hold one of these products, no action is required at this time. Your existing GIC(s) will remain in place until their maturity date. At that time, you can choose from our available GIC options.
Savings Plus Account
| $0 to $99,999 | 1.40% |
| $100,000 to $249,999 | 1.50% |
| $250,000 and over | 1.60% |
Plan 24 Savings Account
| $0 to $9,999 | 0.20% |
| $10,000 to $59,999 | 0.25% |
| $60,000 and over | 0.50% |
| Youth Account | 1.40% |
| Student Account | 1.40% |
| Student Savings Account | 1.40% |
| TFSA Savings Account | 1.55% |
| RRSP Savings Account | 1.55% |
| RRIF Savings Account | 1.55% |
| True Savings Account | 0.25% |
| Universal $1 000 Account | 0.05% |
| U.S. Account | 0.05% |
Guaranteed Investment Certificate (Regular GIC, RRSP GIC, RRIF GIC & TFSA GIC )
| Non-Redeemable | Redeemable | |
| 12 months | 3.40% | 1.95% |
| 24 months | 3.45% | n/a |
| 36 months | 3.50% | n/a |
| 48 months | 3.55% | n/a |
| 60 months | 3.60% | n/a |
Fixed Rate Closed Mortgage
| 1 year | 4.99% |
| 2 years | 4.49% |
| 3 years | 4.19% |
| 4 years | 4.09% |
| 5 years | 4.09% |
| Variable Rate Closed Mortgage with Cap | 3.55% |
| Variable Rate Open Mortgage | 4.45% |
| Loan & Line of Credit | |
| Loan rates starting as low as | 4.09% |
| Line of Credit rates starting as low as | 4.45% |
| Interest rates vary according to the nature of the request. Contact a Financial Services Advisor. | |
